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What's Next?

1. Application Review

We will quickly review your application and put you into one of two groups based on your business's history and your personal credit score.

Standard Review
Fast Track

Machine Invoice:

Required

Required

Bank Statements:

Required

Not Required

Application


✅ Completed

✅ Completed

2. Document Submission

If you're on the Fast Track, you’re all set! With a strong credit history and more than two years in business, we just need the equipment invoice to proceed.

For those in the Standard Review process, please upload or email 3 months of bank statements to complete your application, we'll collect the machine invoice afterwards.

Don't have a machine picked out? Don't worry, we can use our dealer contacts to help you track down a great deal, saving you time and money.

3. Pre-Approval & Terms

You'll receive financing details based on your business and credit profile. Now that we have these numbers, you can ask questions, request adjustments, and secure your new or used machine.

4. Final Approval & Contract

Our team will handle due diligence, finalize the details, and coordinate with the seller to close the deal. All you have to do is sign, pay your deposit, and wait for the closing call. 

5. Funding & Pickup

Once the final contracts are signed, all that is left to-do is the closing call. We'll confirm your identity, payment details, and congratulate you on your new machine! Funds are released immediately, and the seller will release the machine to you ASAP. 

6. GROW YOUR BUSINESS

With your equipment on the way, you're ready to grow. Completing the financing process will open doors to bigger jobs, higher efficiency, and greater success. We’re excited to help you on this journey!

Railroad Track Construction
  • What if I have bad credit?
    We're not the bank. We can approve ALL credit types. You may be asked to provide additional documents or make a higher down payment, but we will find a way to help you start or grow your business.
  • Will applying affect my credit?
    No, applying will not affect your credit score. We use a soft credit inquiry to asses your eligibility, which means there is no impact on your score when you fill out our application.
  • How soon can I get my equipment?
    We can fund in as little as 4 hours once we have everything we need from you. The more organized you are, the faster we can move. Items you can get ready: •Last 3 Months of Bank Statements •A Photo of the Front & Back of your Drivers License •A Voided Check
  • Do you only offer leases?
    No. We offer both leases and loans. The type of financing you're eligible for will depend on your application and specific business needs.
  • What are the interest rates and fees?
    Rates will vary based on the terms of your agreement. We offer competitive, fixed monthly payments with no hidden fees. Our transparent pricing ensures you know exactly what to expect, making budgeting easier for you and your business.
  • Can I make early payments or pay off the loan/lease early?
    Absolutely. We offer flexible financing options that allow you to pay off your lease or loan early without penalties. This can save you money on interest and help you own your equipment outright sooner.

Our Other Products

Working Capital

Get fast access to the cash your business needs for payroll, inventory, or unexpected expenses. Flexible terms to keep your business running smoothly.

Invoice Factoring

Turn your unpaid invoices into cash. No more waiting for customers to pay—free up working capital and focus on what matters most.

Business Lines of Credit

Access a flexible credit line to cover ongoing expenses or seize new opportunities. Borrow what you need, when you need it, and pay only for what you use.

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